Cooperative Governance Moderates Liquidity’s Relationship with Credit Risk, Working Capital, and Internal Control

This research, which is based on a survey of savings and credit unions funded by the Directorate Cooperatives Small Medium Enterprises, aims to identify assess how risk, working capital, internal control affect liquidity. Secondary data from Ministry Enterprises served as foundation for this study's data. The quantitative research methodology was employed in study. findings study demonstrate that control, risk all significantly impact Working capital has no liquidity, positively impacts variable partially negative Liquidity lessened collaborative governance's reduction risk. capital's effects liquidity are reduced management. effect controls not Keywords: Credit Risk, Capital, Internal Control, Liquidity, Cooperative Governance. DOI: 10.7176/RJFA/14-16-02 Publication date: August 31 st 2023